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Reaching Higher: Expanding Access to College Education in New Jersey

Posted OnSeptember 15, 2025 byJake Girard

New Jersey must decide whether its future in higher education will be swept up in the national attack on affordability and diversity, or whether it will forge its own path toward a prosperous and inclusive higher education system for all its residents. Will it fold to the ever-changing and chaotic whims of the current national political dynamics, or will it make a long-term commitment to position itself as a leader in quality, accessible higher education—ensuring a well-educated workforce that truly represents the state and can drive economic growth?

We now live in two New Jerseys that are even further apart.

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The Two New Jerseys: The Deepening Divide

Posted OnApril 3, 2025 bynjisj

When the Institute released Making the Two New Jerseys One,¹ we described New Jersey as a modern-day version of Dr. Martin Luther King Jr.’s “Two Americas.”

Since that last analysis, New Jersey’s approximately $300,000 racial wealth gap has doubled.

We now live in two New Jerseys that are even further apart.

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Black Homeownership Matters: Expanding Access to Housing Wealth for Black New Jerseyans

Posted OnMay 5, 2022 byMosaic

[{“split_grid_headline”:””,”left”:{“content”:” rn Black Homeownership Matters: Expanding Access to Housing Wealth for Black New Jerseyans “,”color”:””},”right”:{“content”:”“,”color”:”color-two”},”color”:”color-two”,”background_image”:””,”parallax_background”:”0″,”overlay_color”:””,”overlay_opacity”:””,”additional_classes”:””,”anchor_link”:””,”type”:”split”},{“content”:” Read the full report now. rn “,”color”:”color-nine”,”background_image”:””,”parallax_background”:”0″,”overlay_color”:””,”overlay_opacity”:””,”additional_classes”:””,”anchor_link”:”costs-to-the-state-of-new-jersey”,”type”:”content-area”}]Read More…

Repairing the Cracks: How New Jersey Can Restore Black & Brown Communities Ravaged by COVID-19 and Systemic Racism 

Posted OnSeptember 30, 2021 byMosaic

[{“split_grid_headline”:””,”left”:{“content”:” rn Repairing the Cracks: How New Jersey Can Restore Black & Brown Communities Ravaged by COVID-19 and Systemic Racism “,”color”:””},”right”:{“content”:”“,”color”:”color-two”},”color”:”color-two”,”background_image”:””,”parallax_background”:”0″,”overlay_color”:””,”overlay_opacity”:””,”additional_classes”:””,”anchor_link”:””,”type”:”split”},{“content”:” Read the full report now. rn “,”color”:”color-nine”,”background_image”:””,”parallax_background”:”0″,”overlay_color”:””,”overlay_opacity”:””,”additional_classes”:””,”anchor_link”:”costs-to-the-state-of-new-jersey”,”type”:”content-area”}]Read More…

Making the Two New Jerseys One: Closing the $300,000 Racial Wealth Gap in the Garden State

Posted OnFebruary 24, 2021 byMosaic

[{“split_grid_headline”:””,”left”:{“content”:” rn Making the Two New Jerseys One: Closing the $300,000 Racial Wealth Gap in the Garden State “,”color”:””},”right”:{“content”:”“,”color”:”color-two”},”color”:”color-two”,”background_image”:””,”parallax_background”:”0″,”overlay_color”:””,”overlay_opacity”:””,”additional_classes”:””,”anchor_link”:””,”type”:”split”},{“content”:” Read the full report now. rn “,”color”:”color-nine”,”background_image”:””,”parallax_background”:”0″,”overlay_color”:””,”overlay_opacity”:””,”additional_classes”:””,”anchor_link”:”costs-to-the-state-of-new-jersey”,”type”:”content-area”}]Read More…

Black and Brown in New Jersey

Posted OnOctober 22, 2020 byMosaic

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Student Debt Forgiveness Options

Posted OnAugust 26, 2020 byMosaic

[{“split_grid_headline”:””,”left”:{“content”:” rn Student Debt Forgiveness Options “,”color”:””},”right”:{“content”:”“,”color”:”color-two”},”color”:”color-two”,”background_image”:””,”parallax_background”:”0″,”overlay_color”:””,”overlay_opacity”:””,”additional_classes”:””,”anchor_link”:””,”type”:”split”},{“content”:” Read the full report now. rn “,”color”:”color-nine”,”background_image”:””,”parallax_background”:”0″,”overlay_color”:””,”overlay_opacity”:””,”additional_classes”:””,”anchor_link”:”costs-to-the-state-of-new-jersey”,”type”:”content-area”}]Read More…

Freed from Debt: A Racial Justice Approach to Student Loan Reform in New Jersey

Posted OnJune 30, 2020 byMosaic

[{“split_grid_headline”:””,”left”:{“content”:” rn Freed from Debt: A Racial Justice Approach to Student Loan Reform in New Jersey “,”color”:””},”right”:{“content”:”“,”color”:”color-two”},”color”:”color-two”,”background_image”:””,”parallax_background”:”0″,”overlay_color”:””,”overlay_opacity”:””,”additional_classes”:””,”anchor_link”:””,”type”:”split”},{“content”:” Read the full report now. rn “,”color”:”color-nine”,”background_image”:””,”parallax_background”:”0″,”overlay_color”:””,”overlay_opacity”:””,”additional_classes”:””,”anchor_link”:”costs-to-the-state-of-new-jersey”,”type”:”content-area”}]Read More…

Erasing New Jersey’s Red Lines: Reducing the Racial Wealth Gap Through Homeownership and Investment in Communities of Color

Posted OnApril 30, 2020 byMosaic

[{“split_grid_headline”:””,”left”:{“content”:” rn Erasing New Jerseyu2019s Red Lines: Reducing the Racial Wealth Gap Through Homeownership and Investment in Communities of Color “,”color”:””},”right”:{“content”:”“,”color”:”color-two”},”color”:”color-two”,”background_image”:””,”parallax_background”:”0″,”overlay_color”:””,”overlay_opacity”:””,”additional_classes”:””,”anchor_link”:””,”type”:”split”},{“content”:” Read the full report now. rn “,”color”:”color-nine”,”background_image”:””,”parallax_background”:”0″,”overlay_color”:””,”overlay_opacity”:””,”additional_classes”:””,”anchor_link”:”costs-to-the-state-of-new-jersey”,”type”:”content-area”}]Read More…

Reclaiming the American Dream: Expanding Financial Security and Reducing the Racial Wealth Gap Through Matched Savings Accounts

Posted OnApril 3, 2019 byMosaic

[{“split_grid_headline”:””,”left”:{“content”:” rn Reclaiming the American Dream: Expanding Financial Security and Reducing the Racial Wealth Gap Through Matched Savings Accounts “,”color”:””},”right”:{“content”:”“,”color”:”color-two”},”color”:”color-two”,”background_image”:””,”parallax_background”:”0″,”overlay_color”:””,”overlay_opacity”:””,”additional_classes”:””,”anchor_link”:””,”type”:”split”},{“content”:” Read the full report now. rn “,”color”:”color-nine”,”background_image”:””,”parallax_background”:”0″,”overlay_color”:””,”overlay_opacity”:””,”additional_classes”:””,”anchor_link”:”costs-to-the-state-of-new-jersey”,”type”:”content-area”}]Read More…

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